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Cypress Property & Casualty

NAIC #10953 · WWW.CYPRESSIG.COM

Cypress Property & Casualty is an active, Florida-licensed residential property insurer (NAIC #10953, licensed since 1998). We have verified its licensing and contact details. Its coverage focus, underwriting appetite, and program details have not yet been verified by our research team.

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Active & FL-Licensed Since 1998 NAIC #10953 FEIN 59-3540757

Florida Availability

Covers Florida

Citizens Relationship

Not yet verified

Property Types

Not yet verified

Unique Programs

Not yet verified

Modest Florida homes framed by cypress trees and palms

Where Cypress Property & Casualty Writes Coverage

Cypress Property and Casualty is licensed to write property insurance across Florida.

Specific county-level availability has not been independently verified — confirm current openings with a Florida-licensed agent.

Cypress Property and Casualty holds an active Florida license to write property insurance. We have not independently verified which counties, policy forms, or programs are currently open for new business. A Florida-licensed agent can confirm current availability in your area, or you can browse all carrier profiles.

Homeowners safely inspecting drainage beside a Florida home

Key Takeaways

Active, Florida-licensed property insurer since 1998.

NAIC #10953 · FEIN 59-3540757.

Claims line: (877) 560-5224.

Citizens relationship: not yet verified.

Underwriting rules & eligibility: not yet verified.

Programs & discounts: not yet verified.

General Eligibility Considerations

What to confirm with Cypress Property & Casualty or an appointed agent

This profile provides public company information and a general checklist of factors to discuss before requesting a quote from Cypress Property & Casualty. It does not reproduce the carrier’s complete underwriting guide or determine whether a specific property or applicant will qualify. Current requirements may vary by program, policy form, county, property condition, applicant, and effective date. Confirm every eligibility question with Cypress Property & Casualty or a Florida-licensed agent appointed with the carrier.

Roof age and materialShingle roofs often receive closer review at roughly 15–20 years; tile and metal roofs often receive closer review around 25–35 years. These are general market ranges, not Cypress Property & Casualty rules. Confirm the current requirement, roof condition standard, remaining-useful-life treatment, and claim-settlement basis.

Home age and inspectionsOlder homes may need a four-point, roof, wind, or other inspection. Across public market examples, inspection requests often begin when a home is roughly 20–40 years old. Confirm the current trigger and accepted documentation.

PlumbingPipe material, age, leaks, updates, water heater, drain condition, and prior water losses may affect review. Ask whether an inspection, repipe documentation, water exclusion, limit, or other condition applies.

ElectricalOlder or discontinued panels, wiring methods, service size, repairs, permits, and inspection findings may affect review. Ask which documentation or remediation is currently accepted.

Claims and prior insuranceCarriers commonly review roughly the prior 3–5 years, but the period and treatment vary. Ask how the cause, amount, repair status, open claims, cancellations, non-renewals, and any coverage gap will be evaluated.

Occupancy and property usePrimary, seasonal, rental, short-term rental, vacant, renovation, and business-use risks may need different forms or programs. Describe the property’s actual use and ask which product applies.

Location, value, and featuresTerritory, flood exposure, replacement cost, construction type, animals, pools, trampolines, solar equipment, generators, and other features may require additional review, documentation, limits, exclusions, or a different program.

General educational range only, not a carrier rule or eligibility guarantee. Confirm current requirements with the carrier or an appointed Florida-licensed agent.

Public Information

What public materials state about Cypress Property & Casualty

No current public rule was identified for this carrier’s underwriting factors in our latest public-source review. That is not evidence of acceptance or rejection. The carrier may use internal criteria that are not shown here. Ask Cypress Property & Casualty or a Florida-licensed agent appointed with the carrier to confirm every current requirement.

General educational range only, not a carrier rule or eligibility guarantee. Confirm current requirements with the carrier or an appointed Florida-licensed agent.

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FloridaHomeInsurances.com is an educational directory operated by J&C Agency LLC, a Florida-licensed insurance agency (Raymundo Guzman, FL license W512374). It is not an insurance carrier or underwriting decision-maker. Information on this site summarizes publicly available materials and general market considerations. General ranges are educational only; they are not a carrier’s complete underwriting guidelines, a quote, an offer, or a guarantee that a property or applicant will qualify. Availability, eligibility, pricing, coverage, forms, inspections, and documentation requirements can change and may vary by carrier, policy form, county, property, applicant, and effective date. Before relying on any figure or description, confirm the current requirement directly with the carrier or a Florida-licensed agent who is appointed with that carrier. The issued policy and the carrier’s current underwriting decision control.