Edison Insurance home insurance in Florida
NAIC #12482 · www.edisoninsurance.com
This page summarizes publicly available information about Edison Insurance and general questions to prepare before you ask for a quote. For Edison Insurance, start with the roof age and type. Then check the pipes, panel, wiring, and home use. Review past claims too. Keep proof of each update or repair. Check the old policy too. It may show a roof date or home fact that needs to be fixed. Edison Insurance requirements can change and must be confirmed for the current form, address, and effective date. Only the carrier can determine eligibility. Ask an appointed agent to check the latest guide for your home.
Active & FL-Licensed Since 2006
NAIC #12482
FEIN not yet verifiedFlorida Availability
Statewide; sister to Florida Peninsula
Citizens Relationship
Takeout activity reported
Property Types
Occupancy, rental use and vacancy are reviewed under detailed program rules. No current public rule identified; confirm the treatment of your property’s actual use with an appointed agent
Unique Programs
16 identified
Where Edison Insurance Writes Coverage
Statewide: sister carrier to Florida Peninsula.
Availability can change by county and program. Confirm current openings with an agent.
Edison Insurance is listed under the Florida OIR record EDISON INSURANCE COMPANY, with an active Florida license dating to January 2006. Availability is summarized in the current research as statewide, with Edison operating as a sister company to Florida Peninsula. Public reporting describes Edison in Citizens takeout activity (see the sourced note below). Our Citizens Insurance guide explains how takeout eligibility works.
General Eligibility Considerations
What to confirm with Edison Insurance or an appointed agent
This profile provides public company information and a general checklist of factors to discuss before requesting a quote from Edison Insurance. It does not reproduce the carrier’s complete underwriting guide or determine whether a specific property or applicant will qualify. Current requirements may vary by program, policy form, county, property condition, applicant, and effective date. Confirm every eligibility question with Edison Insurance or a Florida-licensed agent appointed with the carrier.
Public Information
What public materials state about Edison Insurance
The entries below are limited to statements that appear in a linked public carrier document or public page. Each entry identifies the source and its date. A public statement may have changed since its source date or may apply only to a particular form, program, or territory.
Contact
Company contact; not an eligibility rule
New claims: (888) 683-7971. Water-claim hotline: the same number, option 3. Customer service: (866) 568-8922.
Public source: Edison Insurance, Contact Us · undated live page · checked 2026-08-28
This public-source summary may not reflect later changes or apply to every address or applicant. Confirm current requirements with the carrier or an appointed agent.
GLOSSARY
Terms Used on This Page
Four-point inspection
A check of the roof, pipes, wiring, and heating and cooling systems.
Learn more →Federal Pacific (FPE)
An older electrical panel brand that some carriers will not accept.
Learn more →Decline
A carrier decision not to offer a particular program. Only the carrier can make this determination, and it can change with the program, address, and effective date.
Learn more →BEFORE YOU ASK FOR A QUOTE
Questions to Ask Before a Quote
- Does your agency work with this carrier and policy type?
- Is the carrier open for new business at this address?
- Does the roof meet the current age, type, and condition rules?
- Will the carrier ask for a four-point, wind, roof, or other inspection?
- Do the pipes, wiring, heating, cooling, and water heater meet the rules?
- How would Edison Insurance pay for roof damage? Would it use replacement cost, actual cash value, or a roof schedule?
- What are the hurricane and all-other-perils deductibles?
- Are there water, mold, animal, pool, or other limits?
- Which forms or records should you send before the quote?
PAPERWORK
Records to Gather
For an Edison Insurance review, bring the roof permit and the latest inspection. Keep bills for work on the roof, pipes, wires, or heating system. List old claims and how each repair was made. Send clear photos only when asked, and keep a copy of each file.
CITIZENS RESOURCE CENTER
Citizens Takeout Activity Reported
A 2023 OIR consent order approved Edison to assume up to 10,000 Citizens policies, in the same approval round as Slide, Safepoint, and Florida Peninsula. (Source: CBS Miami, Oct 2023.)
Explore All Florida Carriers
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What You Should Read Next
Insurance Companies
Compare Florida home insurance carriers side by side: published coverage forms, eligibility guidance, and company facts for every profile.
Citizens Insurance
How Citizens works, the 20% rule, and depopulation explained.
Coverage Explained
Understand your policy, coverages, and deductibles.
Eligibility Guides
Roof age, plumbing, electrical and prior claims: how each factor affects which carriers will consider your home.
Need a specific insurance company?Get a quote from your Florida-licensed agent
Your request will show that it came from the Edison Insurance page. Our team will follow up to review your request and explain the next step.
- Florida-licensed agent
- Help with all property types
- No obligation
- Quotes typically back within 24 to 48 hours
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FloridaHomeInsurances.com is an educational resource operated by a Florida-licensed insurance agency (see About). It is not an insurance carrier or underwriting decision-maker. Information on this site summarizes publicly available materials and general market considerations. General ranges are educational only; they are not a carrier’s complete underwriting guidelines, a quote, an offer, or a guarantee that a property or applicant will qualify. Availability, eligibility, pricing, coverage, forms, inspections, and documentation requirements can change and may vary by carrier, policy form, county, property, applicant, and effective date. Before relying on any figure or description, confirm the current requirement directly with the carrier or a Florida-licensed agent who is appointed with that carrier. The issued policy and the carrier’s current underwriting decision control.