Existing Policy Help
This page is for homeowners who already have a policy and need to reach their carrier directly, not for requesting a new quote. Pick what you need below.
Report a Claim
Go straight to your carrier’s verified claims contact.
Make a Payment
Find your carrier’s own site to pay a premium.
Documents or Policy Changes
Request records or a change through our agency.
Renewal or Nonrenewal Notice
Understand your options and next steps.
Citizens Letter
Help understanding a takeout or depopulation notice.
Report a Claim
Contact your own carrier directly. They can open a claim and assign an adjuster faster than we can relay a message. Phone numbers and links below come from each carrier’s own published contact information.
GeoVera Specialty
Make a Payment
We don’t have a separate verified payment link for every carrier: these go to each insurer’s own site, where a “Make a Payment” or policyholder login option is usually listed.
Citizens Property Insurance Corp
Manatee Insurance Exchange
Ovation Home Insurance Exchange
Universal Property & Casualty
Policy Documents or a Coverage Change
Need a copy of your declarations page, proof of insurance, or want to request a change to an existing policy (like an address or mortgagee update)? Contact us directly and we’ll help or point you to the right place.
Contact Our AgencyRenewal or Nonrenewal Notice
If your carrier sent a nonrenewal, a big premium increase at renewal, or a cancellation notice, start with our guide. It covers what the notice means and how much time you typically have to find replacement coverage. Its form also lets you note your coverage-end date so we don’t ask again.
Nonrenewal Guide & Next Steps Switching Before RenewalReceived a Citizens Letter
If Citizens sent you a takeout or depopulation offer, it means a private carrier wants to assume your policy. It isn’t a cancellation, but it does have a response deadline. See what the letter means and what to check before you respond.
Depopulation Letter GuideDisclaimer
FloridaHomeInsurances.com is an educational resource operated by a Florida-licensed insurance agency (see About). Contact links above go to each carrier’s own published customer service and claims information as of the date shown on their profile page; carriers can change these at any time, so confirm details directly with them. This directory does not have access to individual policy records and cannot file, adjust, or pay a claim on a carrier’s behalf.