HomeCarriersSafepoint

Safepoint

NAIC #15341 · WWW.SAFEPOINTINS.COM

SafePoint presents itself as an admitted and E&S property and casualty insurer based in Tampa, Florida, with a focus on coastal regions and independent-agent distribution. The website provides personal residential product pages, claims resources, payment details, agent tools, and company positioning around customer service and expedited claims.

Active & FL-Licensed Since 2013 NAIC #15341 FEIN not yet verified Property and Casualty Insurer

Florida Availability

Not yet verified

Citizens Relationship

Active Takeout Participant

Property Types

Not yet verified

Unique Programs

24

Company Overview

Safepoint Insurance is listed in this directory using the legal/OIR carrier record SAFEPOINT INSURANCE COMPANY, with Florida authorization status shown as ACTIVE and a Florida licensed date of 11/21/2013. For homeowners, the current research points to this profile as best suited for: No documents on file Florida availability is summarized as: Florida availability not specified in the current source documents. Detailed underwriting/appetite guidance is limited in the current source documents and should be verified before quoting or placing coverage. Use this profile as a general guidance summary, not as a guarantee of approval or coverage availability.

Safepoint service area in Florida

Contact & Claims

Customer Service & Claims: (855) 252-4615WWW.SAFEPOINTINS.COM
24/7 Emergency Claims Contact: Not available

Related Citizens Topics

Active Takeout Participant — see this carrier’s full Citizens Connection below.
Citizens Property Insurance Guide →
This carrier’s Citizens Depopulation page: Not available

Helpful Resources & Programs

Unique Programs: 24-Hour Claims Reporting; Claim Reporting; Claim Status Tool; Claims Process Guide; Coastal Focus; Dwelling Coverage; Dwelling Fire; Equipment Breakdown Coverage; Expedited Claims; Flood Coverage Available; HO3 Homeowners; HO4/Renters Coverage; HO6 Condo Coverage; Identity Theft Coverage; Liability Coverage; Non-Auto Claims Email; Online Claim Tracking; Optional Endorsement; Personal Flood Coverage; Personal Property Coverage; Rental Property Coverage; Secondary Home Coverage; Water Damage Claim Guidance; Water Mitigation Contractor Network.
Claims Center
Discounts Not available
FAQs Not available
Find an Agent Not available
Hurricane & Storm Prep Not available

Links go to WWW.SAFEPOINTINS.COM, the carrier’s own site. Photo is a placeholder stock image, not this carrier’s actual service area.

Best Fit Homeowner

Eligibility Challenges & Hard Stops

THE UNDERWRITING BOX

What Safepoint will and won’t write.

Max Roof AgeNo specific roof-age or roof-type guidance is currently on file. Roof condition, age, type, and remaining useful life should be reviewed with the carrier before relying on eligibility.
Home Age LimitNo specific home-age threshold is currently on file. Older homes may require additional review of roof, plumbing, electrical, HVAC, and inspection documentation.
Flood ZoneFlood-zone guidance is not fully specified in the current source documents. Separate flood insurance requirements may apply based on lender, location, or carrier rules.
PlumbingPlumbing guidance is not fully specified in the current source documents. Older plumbing systems may require review, inspection, documentation, or coverage limitations.
ElectricalElectrical guidance is not fully specified in the current source documents. Older panels, wiring methods, or discontinued panel brands may require inspection, updates, or underwriting review.
OccupancyProperty type guidance not specified in the current source documents.
Dog Breed / LiabilityDog or breed guidance is not fully specified in the current source documents. Animal liability restrictions can vary by carrier and policy form.

Citizens Connection

Active Takeout Participant
An active, longstanding Citizens takeout carrier with its own dedicated depopulation FAQ resources for assumed policyholders; approved for takeout rounds including up to 16,000 policies (2023). (Sources: SafePoint Insurance website; CBS Miami, Oct 2023.)

Florida Citizens Guide overview

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Not every agency carries this carrier.

Ask any independent agent specifically whether they’re appointed with this carrier before getting a quote — most only carry a fraction of the market.

Find an Agent

This profile is intended as a general research reference. Carrier appetite, underwriting rules, eligibility, pricing, and documentation requirements can change. Final eligibility is determined by the insurance carrier at the time of application.

Information last verified August 2026. Underwriting eligibility and product availability may change. Contact the carrier or a licensed agent for current requirements.