Safepoint home insurance in Florida
NAIC #15341 · WWW.SAFEPOINTINS.COM
This page summarizes publicly available information about Safepoint and general questions to prepare before you ask for a quote. For Safepoint, start with the roof age and type. Then check the pipes, panel, wiring, and home use. Review past claims too. Keep proof of each update or repair. Safepoint requirements can change and must be confirmed for the current form, address, and effective date. Only the carrier can determine eligibility. Ask an appointed agent to check the latest guide for your home.
Active & FL-Licensed Since 2013
NAIC #15341
FEIN not yet verifiedFlorida Availability
Not yet verified
Citizens Relationship
Takeout activity reported
Property Types
Not yet verified
Unique Programs
24 identified
Where Safepoint Writes Coverage
Safepoint holds an active Florida license; county-level availability has not been independently verified.
Specific county-level availability has not been independently verified. Confirm current openings with a Florida-licensed agent.
Safepoint Insurance is listed under the Florida OIR record SAFEPOINT INSURANCE COMPANY, with an active Florida license dating to November 2013. We have not independently verified which counties, policy forms, or programs are currently open for new business. A Florida-licensed agent can confirm current availability in your area. Public reporting describes Safepoint in Citizens takeout activity (see the sourced note below). Our Citizens Insurance guide explains how takeout eligibility works.
Key Takeaways
General Eligibility Considerations
What to confirm with Safepoint or an appointed agent
This profile provides public company information and a general checklist of factors to discuss before requesting a quote from Safepoint. It does not reproduce the carrier’s complete underwriting guide or determine whether a specific property or applicant will qualify. Current requirements may vary by program, policy form, county, property condition, applicant, and effective date. Confirm every eligibility question with Safepoint or a Florida-licensed agent appointed with the carrier.
Public Information
What public materials state about Safepoint
GLOSSARY
Terms Used on This Page
Surplus lines
A special insurance market for a risk that may not fit a standard carrier.
BEFORE YOU ASK FOR A QUOTE
Questions to Ask Before a Quote
- Does your agency work with this carrier and policy type?
- Is the carrier open for new business at this address?
- Does the roof meet the current age, type, and condition rules?
- Will the carrier ask for a four-point, wind, roof, or other inspection?
- Do the pipes, wiring, heating, cooling, and water heater meet the rules?
- How would Safepoint pay for roof damage? Would it use replacement cost, actual cash value, or a roof schedule?
- What are the hurricane and all-other-perils deductibles?
- Are there water, mold, animal, pool, or other limits?
- Which forms or records should you send before the quote?
PAPERWORK
Records to Gather
For a Safepoint review, bring the roof permit and the latest inspection. Keep bills for work on the roof, pipes, wires, or heating system. List old claims and how each repair was made. Send clear photos only when asked, and keep a copy of each file.
CITIZENS RESOURCE CENTER
Citizens Takeout Activity Reported
An active, longstanding Citizens takeout carrier with its own dedicated depopulation FAQ resources for assumed policyholders; approved for takeout rounds including up to 16,000 policies (2023). (Sources: SafePoint Insurance website; CBS Miami, Oct 2023.)
Explore All Florida Carriers
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What You Should Read Next
Insurance Companies
Compare Florida home insurance carriers side by side: published coverage forms, eligibility guidance, and company facts for every profile.
Citizens Insurance
How Citizens works, the 20% rule, and depopulation explained.
Coverage Explained
Understand your policy, coverages, and deductibles.
Eligibility Guides
Roof age, plumbing, electrical and prior claims: how each factor affects which carriers will consider your home.
Need a specific insurance company?Get a quote from your Florida-licensed agent
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FloridaHomeInsurances.com is an educational resource operated by a Florida-licensed insurance agency (see About). It is not an insurance carrier or underwriting decision-maker. Information on this site summarizes publicly available materials and general market considerations. General ranges are educational only; they are not a carrier’s complete underwriting guidelines, a quote, an offer, or a guarantee that a property or applicant will qualify. Availability, eligibility, pricing, coverage, forms, inspections, and documentation requirements can change and may vary by carrier, policy form, county, property, applicant, and effective date. Before relying on any figure or description, confirm the current requirement directly with the carrier or a Florida-licensed agent who is appointed with that carrier. The issued policy and the carrier’s current underwriting decision control.