Florida Peninsula home insurance in Florida
NAIC #10132 · www.floridapeninsula.com
This page summarizes publicly available information about Florida Peninsula and general questions to prepare before you ask for a quote. For Florida Peninsula, start with the roof age and type. Then check the pipes, panel, wiring, and home use. Review past claims too. Keep proof of each update or repair. Florida Peninsula requirements can change and must be confirmed for the current form, address, and effective date. Only the carrier can determine eligibility. Ask an appointed agent to check the latest guide for your home.
Active & FL-Licensed Since 2005
NAIC #10132
FEIN not yet verifiedFlorida Availability
Statewide via its Preferred and Elite programs
Citizens Relationship
Takeout activity reported
Property Types
Occupancy, rental use and vacancy are reviewed under detailed program rules. No current public rule identified; confirm the treatment of your property’s actual use with an appointed agent
Unique Programs
14 identified
Where Florida Peninsula Writes Coverage
Statewide via the Preferred and Elite programs.
Availability can change by county and program. Confirm current openings with an agent.
Florida Peninsula is listed under the Florida OIR record FLORIDA PENINSULA INSURANCE COMPANY, with an active Florida license dating to April 2005. Availability is summarized as statewide through the carrier's Preferred and Elite programs, with program placement determined by the carrier. Public reporting describes Florida Peninsula as one of the more active Citizens takeout carriers. Our Citizens Insurance guide explains how a takeout offer works.
Key Takeaways
General Eligibility Considerations
What to confirm with Florida Peninsula or an appointed agent
This profile provides public company information and a general checklist of factors to discuss before requesting a quote from Florida Peninsula. It does not reproduce the carrier’s complete underwriting guide or determine whether a specific property or applicant will qualify. Current requirements may vary by program, policy form, county, property condition, applicant, and effective date. Confirm every eligibility question with Florida Peninsula or a Florida-licensed agent appointed with the carrier.
Public Information
What public materials state about Florida Peninsula
GLOSSARY
Terms Used on This Page
Four-point inspection
A check of the roof, pipes, wiring, and heating and cooling systems.
Learn more →Federal Pacific (FPE)
An older electrical panel brand that some carriers will not accept.
Learn more →Decline
A carrier decision not to offer a particular program. Only the carrier can make this determination, and it can change with the program, address, and effective date.
Learn more →BEFORE YOU ASK FOR A QUOTE
Questions to Ask Before a Quote
- Does your agency work with this carrier and policy type?
- Is the carrier open for new business at this address?
- Does the roof meet the current age, type, and condition rules?
- Will the carrier ask for a four-point, wind, roof, or other inspection?
- Do the pipes, wiring, heating, cooling, and water heater meet the rules?
- How would Florida Peninsula pay for roof damage? Would it use replacement cost, actual cash value, or a roof schedule?
- What are the hurricane and all-other-perils deductibles?
- Are there water, mold, animal, pool, or other limits?
- Which forms or records should you send before the quote?
PAPERWORK
Records to Gather
For a Florida Peninsula review, bring the roof permit and the latest inspection. Keep bills for work on the roof, pipes, wires, or heating system. List old claims and how each repair was made. Send clear photos only when asked, and keep a copy of each file.
CITIZENS RESOURCE CENTER
One of the Most Active Citizens Takeout Carriers
OIR orders approved takeouts of up to 15,000 policies (2023), up to 40,000 policies (Oct 2025), and up to 15,000 more (Feb 2026). (Sources: CBS Miami 2023; FIRM, Oct 2025; Florida Realtors, Nov 2025.)
Explore All Florida Carriers
Every carrier in the directory. Hover to pause, click any to open its profile.
What You Should Read Next
Insurance Companies
Compare Florida home insurance carriers side by side: published coverage forms, eligibility guidance, and company facts for every profile.
Citizens Insurance
How Citizens works, the 20% rule, and depopulation explained.
Coverage Explained
Understand your policy, coverages, and deductibles.
Eligibility Guides
Roof age, plumbing, electrical and prior claims: how each factor affects which carriers will consider your home.
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FloridaHomeInsurances.com is an educational resource operated by a Florida-licensed insurance agency (see About). It is not an insurance carrier or underwriting decision-maker. Information on this site summarizes publicly available materials and general market considerations. General ranges are educational only; they are not a carrier’s complete underwriting guidelines, a quote, an offer, or a guarantee that a property or applicant will qualify. Availability, eligibility, pricing, coverage, forms, inspections, and documentation requirements can change and may vary by carrier, policy form, county, property, applicant, and effective date. Before relying on any figure or description, confirm the current requirement directly with the carrier or a Florida-licensed agent who is appointed with that carrier. The issued policy and the carrier’s current underwriting decision control.