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Insurance for High-Value Homes

High-value homes (typically homes needing well above the standard dwelling-coverage caps most carriers write to) often need a specialty or “HVH” program with higher per-item and liability limits than a standard policy offers.

Check which carriers in our directory mention a high-value home program on their carrier profiles — this doesn’t mean carriers without one listed can’t write one, just that it isn’t called out in our source data.