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Find CoverageMost homeowners only ever see quotes from the handful of carriers their agent is appointed with. Tell us the things that actually decide eligibility — roof age, year built, plumbing, electrical, claims history — and we’ll point you toward independent agents whose appointments line up with your home.
If you want to understand the difference first, read our agent vs. broker guide, or browse the carrier directory yourself.
We do not sell insurance. We are an independent research directory and we are not paid a commission on any policy. Sharing your details here connects you with independent agents — you decide whether to work with any of them.
Every admitted Florida carrier we track, with form availability and underwriting notes.
Put two carriers side by side on coverage and eligibility rules.
What a takeout offer means and how the eligibility test actually works.
Why appointments decide which quotes you are ever shown.